Italian Innovative Startup

We Build the AI That Finance Trusts

20+ years FinTech expertise. AI, RPA, Blockchain for financial services. Italy-based, serving Europe.

Italian Innovative Startup
Made in Italy
GDPR Compliant
Flagship Solutions

Transforming Financial Services with AI

Our flagship products are already helping leading financial institutions reduce costs, improve compliance, and enhance customer experience.

AML

Guardian AI

AML Intelligence Platform

Up to 95% False Positive Reduction & Up to 70% Cost Savings

AI AML detection + Conversational AI assistant + Blockchain audit trail. Perfect for banks, insurance companies, and compliance teams.

Up to 70%*
Cost Reduction
Up to 95%*
False Positive Cut
KYC

FastOnboard

KYC Automation Platform

From 3-5 Days to As Fast As 15 Minutes

OCR + AI verification + Conversational onboarding + Biometrics. Perfect for banks, neobanks, and fintechs.

Up to 80-90%*
Cost Reduction
Up to 60%*
Drop in Abandonment
Deep Dive

Guardian AI: Next-Gen AML Protection

The Problem

Up to 95%

False Positives

€6.6B

Annual Fines

Up to 70%

Wasted Time

How It Works

Step 1

Real-time Monitoring

Track all transactions 24/7

Step 2

AI Risk Scoring

Machine learning analysis

Step 3

Conversational AI

Automated investigation

Step 4

Blockchain Audit

Immutable compliance trail

Guardian AI Dashboard showing suspicious transactions monitoring, AI risk scores, and conversational AI agent

Key Benefits

Up to 70%*

Cost Reduction

24/7

Monitoring

3-6mo

Implementation

Up to 95%*

Accuracy

*Projected results based on pilot programs and industry benchmarks. Actual results may vary based on implementation and existing infrastructure.

Deep Dive

FastOnboard: Instant KYC Verification

Before

Time to onboard3-5 days
Cost per customer€50-100
Abandonment rate60%+

After

Time to onboardAs fast as 15 minutes*
Cost per customerAs low as €5-10*
Abandonment rateUp to 60% reduction*

Customer Journey

Scan ID

30 sec

AI Verification

2 min

Conversational Guide

5 min

Biometric Verify

3 min

Approved

5 min

FastOnboard Screen 1: Company Data Input with VAT verification
FastOnboard Screen 2: Automatic Chamber of Commerce Record Verification
FastOnboard Screen 3: Business Account Configuration with delegates and signatures

Technology Stack

OCR

Document scanning

AI Fraud Detection

Real-time analysis

Conversational AI

Guided onboarding

Biometrics

Face & fingerprint

Blockchain

Audit trail

*Projected results based on pilot programs and industry benchmarks. Actual results may vary based on implementation and existing infrastructure.

See Live Demo
Services Portfolio

Full-Stack FinTech Solutions

Beyond our flagship products, we offer comprehensive services to transform your entire financial operations.

Active Service

RPA & Automation

Streamline operations with intelligent automation for manufacturing and office processes.

90%
Efficiency Gain
  • Process Mining
  • Workflow Automation
  • Integration
Learn More
Active Service

Robo-Advisory

AI-powered investment advice for asset managers and private banking clients.

0.5%
Management Fee
  • Portfolio Rebalancing
  • Risk Assessment
  • Tax Optimization
Learn More
15+

Clients Served

200+

Processes Automated

50k+

Hours Saved

*Projected capabilities based on current technology and pilot implementations

Why Ematrend

20+ Years FinTech Innovation. Startup Speed.

Founded in 2020 by two FinTech veterans with deep expertise in AI, blockchain, and financial services. Italy-based, serving all of Europe.

European DNA

Headquartered in Italy, GDPR-native, European regulatory expertise

Startup Speed

3-month pilots vs 18-month enterprise projects. Rapid deployment.

Full-Stack AI

Not just ML models—complete solutions with UX and compliance

Partnership Approach

We succeed when you succeed. Long-term collaboration

Meet the Founders

Enrico Malverti

Enrico Malverti

CEO & Co-Founder

20+ years in FinTech

Marco Matteucci

Marco Matteucci

CTO & Co-Founder

10 years in Blockchain

Technology

Built on Cutting-Edge Tech

We leverage the most advanced technologies to deliver secure, scalable, and future-proof solutions for financial institutions.

AI/ML

  • TensorFlow
  • PyTorch
  • scikit-learn
  • OpenAI GPT

Conversational AI

  • Natural Language Processing
  • Rasa
  • DialogFlow
  • Custom Models

Blockchain/Web3

  • Ethereum
  • Hyperledger
  • Smart Contracts
  • IPFS

RPA

  • UiPath
  • Blue Prism
  • Automation Anywhere
  • Custom Bots

Biometric/Security

  • Face Recognition
  • Fingerprint
  • Liveness Detection
  • KYC APIs

Cloud/DevOps

  • AWS
  • Azure
  • Docker
  • Kubernetes
  • CI/CD
Use Cases

Solutions for Every Financial Institution

From traditional banks to innovative fintechs, we have proven solutions for your industry's unique challenges.

Guardian AI

AML compliance and transaction monitoring

FastOnboard

Digital KYC for new customers

RPA

Back-office automation

Implementation

From Pilot to Production in 3-4 Months

We offer flexible implementation approaches to match your needs, timeline, and budget.

Typical Project Timeline

Discovery

2 weeks

Requirements analysis

MVP Development

6 weeks

Core feature build

Testing

2 weeks

QA and refinement

Pilot

2 weeks

Real-world validation

Launch

1 week

Full deployment

Choose Your Approach

3 months

Medium Investment

Layer On Top

Integrate with your existing systems without major changes

  • API Integration
  • Minimal Disruption
  • Quick ROI
  • Scalable
8-12 months

Higher Investment

Full Solution

Complete platform rebuild with all features and customization

  • Custom Development
  • Full Control
  • Maximum Features
  • White Label
Get in Touch

Let's Build the Future Together

Ready to transform your financial operations? We're here to help. Choose how you'd like to connect.

Partnership

Explore strategic partnerships and integrations

Discuss Partnership

Pilot Project

Start a 3-month pilot with Guardian AI or FastOnboard

Request Pilot

Consultation

Free 30-minute consultation on AI for finance

Book Consultation

Send Us a Message

Contact Information

Address

Via Sassetti 32
Milan, Italy

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